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Applying Predictive Analytics

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The new edition of this textbook presents a practical, updated approach to predictive analytics for classroom learning. The authors focus on using analytics to solve business problems and compares several different modeling techniques, all explained from examples using the SAS Enterprise Miner software. The authors demystify complex algorithms to show how they can be utilized and explained within the context of enhancing business opportunities. Each chapter includes an opening vignette that provides real-life examples of how business analytics have been used in various aspects of organizations to solve issues or improve their results. A running case provides an example of a how to build and analyze a complex analytics model and utilize it to predict future outcomes. The new edition includes chapters on clusters and associations and text mining to support predictive models. An additional case is also included that can be used with each chapter or as a semester project.

Applying Conversation Analysis

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This book explores the relationship between conversation analysis and applied linguistics, demonstrating how the analysis of institutional talk can contribute to professional practice. With a foreword by Paul Drew, the core of the collection deals with topics as diverse as speech therapy and retailing; radio journalism and cross-cultural training.

Applying Risk-Sharing Finance for Economic Development

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This book examines the application of risk-sharing finance as a national economic policy in history and how it stimulated economic recovery during a short period in Germany between 1933 and 1935. Economic history indicates that risk-sharing instruments have promoted socio-economic development in many parts of the world while risk-shifting methods have imposed huge socio-economic costs on many nations, leading to debt slavery on individual members. This book highlights lessons to be learned from history and argues that risk-sharing is a powerful tool for generating rapid economic recovery and resumption of growth.

Mortgages 101 : Quick Answers to Over 250 Critical Questions about Your Home Loan

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Find Mortgages 101 by David Reed in Paperback and other formats in Business & Economics > Real Estate - Mortgages.

Applying Test Equating Methods

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This book describes how to use test equating methods in practice. The non-commercial software R is used throughout the book to illustrate how to perform different equating methods when scores data are collected under different data collection designs, such as equivalent groups design, single group design, counterbalanced design and non equivalent groups with anchor test design. The R packages equate, kequate and SNSequate, among others, are used to practically illustrate the different methods, while simulated and real data sets illustrate how the methods are conducted with the program R. The book covers traditional equating methods including, mean and linear equating, frequency estimation equating and chain equating, as well as modern equating methods such as kernel equating, local equating and combinations of these. It also offers chapters on observed and true score item response theory equating and discusses recent developments within the equating field. More specifically it covers the issue of including covariates within the equating process, the use of different kernels and ways of selecting bandwidths in kernel equating, and the Bayesian nonparametric estimation of equating functions. It also illustrates how to evaluate equating in practice using simulation and different equating specific measures such as the standard error of equating, percent relative error, different that matters and others.

Mortgage Refinance Methods

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Home equity loans provide you with cash in exchange for the net assets you have accumulated in the property as a separate loan.

10 Tips to Help You Choose and Get the Home Loan

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If you are first-time home buyers, it is very important for you to choose the right mortgage. Here are some tips can help you find a mortgage that suits you as easily as possible.

List Of Best Home Equity Loan Rates

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As with any loan, the person with the highest credit score will be entitled to the highest interest rate. The banks that provide these services will place more stringent requirements on your credit score and the equity in your property. Here are the best interest rates we can find among lenders who still offer home equity loans

Easy Steps of Applying for a Credit Card

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​When the first time we applying for a credit card, we may feel a little nervous. Because there is always a frustrating possibility that it will not be approved. Here is a step by step guide on how to get an approved credit card. With this guidlines you can increase your chances of success.

Home Equity Advice For Different Ages

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The basic principle of building home equity is the same for everyone (paying off as much mortgage as possible), but in today's financial environment, different generations face different challenges. Therefore, no matter how old we are, we've put together some tips on building home equity.

Tips and Tricks for Using Credit Cards

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Anyone who has ever used a credit card knows that a credit card can be a good thing or a bad thing. While they provide financial flexibility when needed, they can also lead to difficult financial burdens if used inappropriately. Before reloading again, please consider the suggestions in this article, and you will have a full new understanding of the potential that these tools offer.

Why do you always get rejected for credit cards?

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Each issuer has different criteria for approving credit cards, so if you can't apply for a new card, something is probably not right.

Steps Of Making First Trade With Etrade

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The steps for using ETrade for the first transaction are similar to those for any land-based financial institution. The main difference is that you can use ETrade to trade online rather than in person. You can use ETrade for your first trade anywhere you have an internet connection, and you don't need to talk to anyone or hear any selling points before or after the purchase. Your transaction costs may also be lower than those of traditional brick-and-mortar businesses.

Essential Tips for Buying Auto Insurance

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Get the best car insurance for you at the best price by knowing all the information about car insurance.

U.S. Credit Card Application Tips

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It is essential to apply for a credit card to live in the United States.